Schedule of Fees

Community Checking

Feature	Fee
Check drawn/withdrawal presented against non-sufficient funds	$32.00
Check/withdrawal posted causing overdrafts	$32.00
Check/withdrawal posted causing overdrafts < $5.00	$5.00
Stop Payment Order	$32.00
Premier Plus Checking	$4.00/mo.
Premier Checking, if below minimum balance requirement	$9.00/mo.
Overdraft Protection Transfer	$5.00

Savings Accounts

Feature	Fee
If below minimum balance requirements	$2.00/mo.
Community Money Market, excess withdrawals	$10.50/ea.

All Deposit Accounts

Feature	Fee
Chargeback of returned deposited items	$10.00/ea.
Account Closing	$5.00
Dormant Account Fee	$5.00
Official Check	$7.50
Incoming Wire Transfer	$15.00
Outgoing Wire Transfer	$25.00
International Wire Transfer	$60.00
Special Statement	$5.00
Interim Statement	$2.00
Levies/Garnishments/Judgments	$100.00
Collection Items
• Less than $1,000	$15.00
• $1,000 or more	$20.00
Telephone Transfer (non-automated)	$5.00
Night Depository Bag (security deposit)	$30.00

Safe Deposit Boxes

Feature	Fee
2"x5"	$35.00
3"x5"	$40.00
5"x5"	$55.00
3"x10"	$70.00
5"x10"	$90.00
7"x10"	$115.00
10"x10"	$150.00
Duplicate Key	$30.00
Drilling and Lock Replacement	$150.00

eBanking

Feature	Fee
Check/ATM Card replacement	$10.00
Card Reactivation Fee	$10.00

Other Fees & Charges

Feature	Fee
Check Cashing (non-customer)	$7.00
Foreign Currency Transaction	$23.00
Photocopies	$.50/page

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NMLS #630406
Routing #055001070

8 West Bel Air Avenue
Aberdeen, MD 21001
410-272-5000

member of FDIC and equal housing lender

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