mobile menu
Select the search type
  • Site
  • Web
Search
looking for a veehicle
Personal / Loans / Vehicle Loans / Auto Loans
Main

Auto Loans

Are you looking to upgrade to a new vehicle or refinance your car loan?

If you answered yes to that question – Harford Bank has the auto loan package for you. We offer low rates that make that car more affordable than you ever thought possible.

Product Features

  • Affordable fixed interest rates, terms and payments
  • Purchase a new or used vehicle
  • Refinance your current vehicle loan to a lower rate to save money
  • Variety of loan terms with competitive pricing are available
  • Quick loan closings

All rates are expressed as an Annual Percentage Rate (APR)

Auto Loan Rates

New Car Rates

Terms Automatic Payment Interest Rate* Standard Interest Rate
36 months 4.54% 4.79%
48 months 4.74% 4.99%
60 months 4.94% 5.19%
72 months 5.64% 5.89%

Used Car Rates

Terms Automatic Payment Interest Rate* Standard Interest Rate
36 months 4.94% 5.19%
48 months 5.14% 5.39%
60 months 5.44% 5.69%

* Automatic Payments: To qualify for the Automatic Payment Interest Rate, you must have the monthly payments automatically transferred from a deposit account that you maintain with Harford Bank.

For new car loans, the Annual Percentage Rate (APR) is computed based on a $25,000 loan made for the maximum term available. For used car loans, the APR is computed based on a $25,000 loans made for the maximum term available. The APR will be different for a different loan amount and/or loan term.

Automatic Payment Interest Rate payment examples

Based on a new car loan amount of $25,000 and a term of 36 months, the monthly loan payment is $744.12; a $25,000 loan for 48 months would have monthly payment of $572.79; a $25,000 loan for 60 months would have monthly payment of $471.09; and a $25,000 loan for 72 months would have a monthly payment of $410.09.

Based on a used car loan amount of $25,000 and a term of 36 months, the monthly loan payment is $748.60; a $25,000 loan for 48 months would have a monthly payment of $577.32; a $25,000 loan for 60 months would have a monthly payment of $476.84.

Standard Interest Rate payment examples

Based on a new car loan amount of $25,000 and a term of 36 months, the monthly loan payment is $746.92; a $25,000 loan for 48 months would have monthly payment of $575.62; a $25,000 loan for 60 months would have monthly payment of $473.96; and a $25,000 loan for 72 months would have a monthly payment of $413.03.

Based on a used car loan amount of $25,000 and a term of 36 months, the monthly loan payment is $751.41; a $25,000 loan for 48 months would have a monthly payment of $580.16; a $25,000 loan for 60 months would have a monthly payment of $479.72.

The maximum loan amount is 95% of the value of the new auto and 90% of the value of a used auto. All vehicles older than 7 years old add .25% to the above posted rates.

Above rates and terms apply to auto loans made to consumers. For information about loans made to commercial entities, please call 410-942-4000.

Other terms and conditions may apply.

Visit any branch, call 410-942-4000 or email for details

Fred Branscome NMLS#2016086 443-981-1243

instagramlinked in

NMLS #630406
Routing #055001070

8 West Bel Air Avenue
Aberdeen, MD 21001
410-272-5000

member of FDIC and equal housing lender

Top

You are leaving Harford Bank

By clicking Continue, you will be taken to a website that is not affiliated with Harford Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Harford Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Harford Bank.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue
×