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Our Premier Plus account is an interest-bearing account that has many added benefits – see the chart above. There is no minimum balance requirement, but the account does have a monthly fee. The value of the added benefits far exceeds the monthly fee.
Our Premier Checking account is also an interest-bearing account with added benefits. There is a $100.00 minimum daily balance requirement to avoid a monthly service charge.
Our Senior checking account is available to individuals 60 years of age or older. It is not an interest-bearing account and it does not have any minimum balance requirements. It does have added benefits which include free checks and internet banking. You can also get a VISA® Debit Card to use for withdrawals and purchases.
Our Elite checking account will not be assessed a monthly service charge if you have a monthly direct deposit. There is no minimum balance requirement. The account does have the added benefits noted in the options chart. Without a direct deposit, other charges will apply; a detailed disclosure is available at any Harford Bank office.
Harford Bank’s Overdraft Protection Program provides you with an overdraft limit of $800.00 on your checking account, when you meet the minimum qualification requirements. This service allows you to avoid the cost and embarrassment of having a check drawn against nonsufficient funds returned unpaid. The service charge is the same as an NSF check, but the check is paid or the withdrawal processed.
Harford Bank has other overdraft protection options and you can receive information about these at any office.
You can get a VISA® check card for your checking account. This card can be used at any Harford Bank ATM or any ATM displaying a STAR, CIRRUS or MoneyPass logo. You can also use your Check Card to pay for purchases at any merchant that accepts a VISA® debit or credit card.
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8 West Bel Air Avenue, Aberdeen, MD 21001 410-272-5000 · Harford Bank © 2016 All rights reserved.
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