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Business Loans

Business Loans

Harford Bank has been helping businesses reach their full potential for over half a century in Harford and Cecil Counties.

Our commercial lending program offers the competitive rates and personalized service you deserve. At Harford Bank we believe you deserve a Commercial Lending opportunity as unique as you are and as unique as the business you have built. Loans are frequently a significant and critical part of your business plan and no one knows your business like you do.

There is no cookie-cutter path to success whether your business is baking cookies or web based cookie technologies. Our knowledgeable lenders are part of our community and understand the character of a Main Street business to the swift changes required for a technology innovator. This is why we customize loans to meet your needs. Harford Bank puts community first in our commercial lending as your business partner and neighbor.

Business Real Estate Loans

We finance the construction, purchase, expansion, renovation of your location. Harford Bank also provides loans for other commercial or residential properties to be held for rental/investment purposes.

Business Lines of Credit

Many of our businesses finance their wide variety of short-term credit needs through the use of a pre-approved lines of credit.

Business Term and Equipment Loans

Harford Bank provides short and intermediate term loans. Many of our Business partners use these types of loans to purchase or refinance vehicle, equipment, leasehold improvements or long term permanent working capital needs.

Business Letters of Credit

Harford Bank provides Letters of Credit to support business needs and to support real estate requirements.


Serving the Harford County Community

Michael Allen
Executive Vice President Business Development Officer
Phone: 410-272-5000
Email:

Scott Krieger
Senior Vice President Chief Lending Officer
Phone: 410-893-0900
Email:

Lorrie Schenning
Senior Vice President Business Development Officer
Phone: 410-420-6605
Email:

Mary Ann Bogarty
Vice President Business Development Officer
Phone: 410-838-7001
Email:


Serving the Harford and Cecil County Community

Scott Elliott
Vice President Business Development Officer
Phone: 410-420-6605
Email:

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