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Harford Bank offers a variety of financial products and services to meet both our commercial and retail customers needs.
 
For our consumer’s deposit needs, Harford Bank offers a choice of four checking accounts, four personal investment accounts, a statement savings account, and CDs of varying maturities. The Hometown Checking Premier and Premier Plus account offers special values in conjunction with full service checking. Harford Bank also offers traditional, Roth, and educational IRAs. Harford Bank offers traditional fixed rate and balloon for 1st mortgage loans, a fixed rate home equity loan, a home equity line of credit, stock or CD collateralized loans, new and used auto and boat loans, R.V. and mobile home loans, and personal time, demand, or installment loans.
 

Harford Bank is also proud to offer our retail customers a Visa check card which can be used at ATMs an at point of sale locations.   The Visa check card can be used anywhere the Visa logo is displayed or the Visa card is accepted.

 

Harford Bank introduced online banking for the first time on August 1, 2003 allowing our customers a convenient, easy way to bank anytime, anywhere.

 
For our commercial depositors needs, Harford Bank offers commercial checking, savings, and money market accounts. For businesses with larger balances, Harford Bank offers a cash management program where the cash management account automatically transfers excess funds into an insured commercial money market account with a maximum transfer limit of six per statement cycle. Harford Bank also offers an interest bearing checking account designed for the sole proprietor and non profit organizations. Harford Bank offers fixed and variable commercial first mortgages, an adjustable rate commercial second mortgage, lines of credit, stock or CD collateralized loans, and commercial vehicle loans.
 
Harford Bank’s deposit and loan rates are reviewed weekly and adjusted to remain competitive with other financial institutions within the county. So stop by one of our six branches located in Harford County, MD and one in Cecil County, MD and let our friendly branch staff show you how Harford Bank can work for you.

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