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HARFORD BANK'S WEEKLY CONSUMER DEPOSIT ACCOUNT RATES
Effective Thursday 7/17/2014 thru Wednesday 7/23/2014
Rates Reviewed Weekly
  Interest Rate% APY % *  
SAVINGS (Minimum balance to open $100)
Regular Statement Savings .08 .08  
 
PERSONAL INVESTMENT ACCOUNT (Minimum balance to open $100)
Tier I (< $2500) .08 .08  
Tier II ( equal or >$2,500 - < $20,000) .08 .08  
Tier III (equal or >$20,000 - < $50,000) .12 .12  
Tier IV (equal or >$50,000) .17 .17  
 
HOMETOWN CHECKING
Premier (Minimum balance to open $100) .02 .02  
Premier Plus .05 .05  
 
CERTIFICATES UP TO $100,000 (Minimum Deposit $1,000)
TRADITIONAL, ROTH, OR COVERDELL EDUCATIONAL SAVINGS ACCOUNT UP TO $100,000 (Minimum Deposit $250)
6 Month .30 .30  
9 Month .50 .50  
12 Month .35 .35  
15 Month .40 .40  
18 Month .45 .45  
23 Month Step-Up .50 .50  
30 Month .55 .55  
48 Month Step-Up 1.00 1.00  
60 Month 1.24 1.25  
* The Interest Rates and Annual Percentage Yields ("APY") are accurate and effective as of the date(s) shown at the top of this page.  Except for Certificates of Deposit (excluding the 23 and 48 month Step-Up), the accounts above are variable rate accounts and, at the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Fees may reduce earnings on the account.   For Certificate of Deposit, a penalty may be imposed for early withdrawal.   Step-up CD customers have the option of changing the interest rate one time during each term.  The new interest rate paid will be the rate in effect at Harford Bank for Step-up CD accounts on the date the customer exercises the option.  If Harford Bank no longer offers Step-up CD accounts, the new interest rate will be the interest rate offered for comparable regular certificates of deposit.  See Harford Bank's Consumer Deposit Agreement and Schedule of Current Fees for any terms, conditions, and fees associated with the accounts listed above.