Harford Bank Logo

Consumer Checking Products

Type Minimum Balance To Open Monthly Service Charges Features
Elite $100 If account falls below minimum balance of $500 the following applies:
  • $5.00 activity service charge
  • $.30 per each item paid
  • No S/C will apply if there is a direct deposit during the statement cycle.
  • All Accounts are subject to other fees (refer to the current fee schedule).
  • If balance equals or exceeds $100 during the statement cycle the following applies:
  • an earnings credit of $.80 for each $100 maintained in the account during the statement cycle
  • Senior $100 All accounts are subject to a closeout fee (refer to the current fee schedule). One of the authorized signers must be a minimum age of 60 years of age.
    Hometown Premier $100 A $9.00 monthly fee will be assessed if balance falls below the minimum balance. All accounts are subject to a closeout fee (refer to current fee schedule).
  • First order of checks free
  • Savers Club Book
  • Credit Alert
  • $20 Discount/year on Safe Deposit Box Rental
  • Prewards
  • Up to $2,500 ID theft insurance
  • Surcharge free Money Pass ATM Network
  • Hometown Premier Plus None
  • $6.00 monthly membership fee
  • All accounts are subject to a closeout fee (refer to the current fee schedule).
  • All benefits from the Hometown Premier PLUS:
  • Up to six free orders of checks/year
  • Online Banking with FREE Bill Pay
  • Everyday Rebate Rewards
  • $40 discount per year on Safe Deposit Box Rental
  • Triple Bureau Credit Alert
  • Up to $5,000 ID theft insurance
  • Personal Investment $100 A $10.50 per check fee will be assessed for each check paid in excess of three checks paid per statement cycle. All accounts are subject to a closeout fee (refer to current fee schedule).
  • Combines higher interest rates with limited check writing.
  • Interest is compounded and credited monthly.
  • Tiers are defined by balances (refer to the current rate sheet).
  • Withdrawals are limited to 6 per statement cycle through check, wire transfer, telephone transfer, internet transfer, and/or ACH debit of which only three can be by check.
  • Unlimited in person withdrawals.
  • Phone: 410-272-5000 ext. 2111