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Commercial Checking Products

Type Minimum Balance Monthly S/C Features
Commercial Checking None
  • $10.00 per statement cycle
  • $.30 per each item paid
  • All Accounts are subject to a closeout fee (refer to the current fee schedule)
  • Refer to fee schedule for any additional fees that may apply.
  • An earnings credit of $.80 will be applied to the account for each $350 of minimum balance for the statement cycle.

  • If earnings credits exceed service charges, there is no charge to the account.

  • If service charges exceed earnings credits, the account will be charged the difference.
  • Select $1,500
  • $12 if the account falls below the minimum balance during the statement cycle
  • $.30 for each item paid.
  • All accounts are subject to a closeout fee (refer to the current fee schedule).
  • Interest accrues daily and will compound monthly.

  • Interest rates are reviewed weekly and are subject to change according to current market conditions.

  • Account designed for sole proprietors and non profit organizations.
  • Cash Management/
    Commercial Money Market
    Refer to "Features"
  • All accounts are subject to a closeout fee (refer to the current fee schedule).
  • Automatically transfers excess funds into a Money Market Account.

  • Maximum transfer limit of 6 per statement cycle.

  • Maximize interest income.

  • Cash Management account compares the collected balance in commercial checking account to predetermined target balance of $35,000.

  • Cash in excess of this target (assuming $10,000 increments) is transferred into the Commercial Money Market Account.

  • Funds will be transferred back to the checking, if applicable to cover the next day's transactions.